Here’s my Root Insurance Test Drive Review:
After one month of using the Root app to monitor my driving I achieved a perfect test drive score for both braking and focused driving. This lowered my car insurance rate quote from Root. But that price is still slightly higher than the car insurance company I use now (Progressive). So is it possible they are still one of the best car insurance companies?
A perfect test drive score dropped my full coverage rate quote from Root by $25/month from $129/month to $104/month and dropped my state minimum rate from $62/month to $53/month. I’m currently paying $77/month with Progressive through a combination of coverage options between full coverage and the minimum.
When comparing vehicle insurance rates it’s important compare apples to apples. So I made sure I was comparing the same deductibles for comprehensive and collision, as well as the same liability limits for bodily injury, property damage, and allowance for medical expenses.
I use Progressive to insure my 1994 Jeep Wrangler YJ and 2017 Ford Transit Van. Depending on the payment option selected (monthly, or semi annually), as well as the coverage options, I found Progressive to be ~$10-$20/month cheaper for my specific situation compared to Root.
Can your driving ability save you money on your car insurance? Try the Root test drive app yourself using this link: